Ageas Federal Life Insurance

Ageas Federal Life Insurance launches Saral Pension: Check features

Ageas Federal Life Insurance the Saral Pension plan aids in preparing a personal annuity plan for self and spouse.

It also offers the option of single life and joint life immediate annuity with a return of premium.

Ageas Federal Life Insurance

 

Today, Ageas Federal Life Insurance, formerly known as IDBI Federal Life Insurance, announce the launch of its Saral Pension.

The pension plan is a single premium, non-link, non-participating, individual, immediate annuity plan.

The company claims that the Saral Pension Plan will help policyholders prepare a personal annuity plan not only for themselves but also for their spouse.

It offers an option of single life and joint life immediate annuity with a return of premium.

The Saral Pension plan intends to offer peace of mind during one’s retirement days where the individual is assure of.

A guarantee regular income & contentment during their retirement years.

The Saral Pension plan aids in preparing a personal annuity plan for self and spouse.

It also offers the option of single life and joint life immediate annuity with a return of premium.

Ageas Federal Life Insurance

What is it?

An annuity plan helps an individual to receive a regular payment from an insurer for life, after making a lump-sum or regular payment for a certain period.

There are usually two types of annuity plans — immediate and deferred. Saral Pension is an immediate annuity plan where the policyholder.

The investor makes a lumpsum payment upfront and the annuity payment starts immediately.

The product offers pension for lifetime.

In industry jargon, Saral Pension is a single premium, non-linked, non-participating immediate annuity plan.

This means that it offers a guaranteed return that does not depend on markets or the insurers’ profits.

Like other annuity plans, Saral Pension doesn’t have any cap on the investment amount.

Why is it important?

Saral Pension offers two annuity options to the policyholders or annuitant.

One, life annuity with 100 per cent return of purchase price where the pension (annuity amount) is paid for life.

The initial investment (purchase price) is paid back to the nominee on the death of the investor.

The second option is joint life annuity where the annuity amount is first paid to the initial investor for life.

After the death of the person, if the spouse is surviving, the spouse continues to receive same pension for life till his/her death.

Subsequently, on death of the spouse, the purchase price is payable to the nominee.

But if the spouse has pre-deceased the investor, the purchase price is payable to the nominee.

While there is no cap on the maximum, the minimum annuity amount to be pay (by the insurer) is ₹1,000 per month, ₹3,000 per quarter, ₹6,000 per half-year and ₹12,000 per year.

This product, as per IRDAI’s guidelines, should be made available across all distribution channels.

Unlike other annuity plans in the market where the minimum age is 20-30 years, under Saral Pension, the minimum age at entry is 40 years.

Ageas Federal Life Insurance

Why should We care?

Annuity products are one of the safe ways to save for your post-retirement expenses.

Saral Pension plan, in this regard, is a simple product & it would help policyholders secure a pension for life, particularly if will not be receiving any pension post retirement.

While this product may not offer multiple annuity options, the features serve the basic purpose well.

A policyholder can avail loan against Saral Pension similar to some of the pension products offer by insurers such as Jeevan Akshay VII from.

A policyholder can surrender the policy after six months, only on diagnosis of critical illness.

That is, if the annuitant or spouse or any children of the annuitant, is diagnose with critical illnesses specified in the policy document.

Then 95 % of the purchase price shall be pay to the annuitant.

However, like other standard products in the market.

The amount of pension you receive for the upfront payment is left to the insurers to decide.

Do remember that annuities are tax at your slab rate so the pension will be taxed like your income at slab rates.

Bottom line

While the product is simple and useful, wait for the annuity rates that insurers announce, as that will decide if you get bang for your buck.

Follow us on INSTAGRAM:

33 Instagram Marketing Statistics for 2018 | DrumUp Blog

Follow us on FACEBOOK:

536 thoughts on “Ageas Federal Life Insurance

  1. Hello! I wish to say that this post is awesome, great written and come with approximately
    all important infos. I’d like to look extrta pists like this!
    🙂

  2. Hello! I wish to say that this post is awesome, great
    written and come with approximately all important infos.
    I’d like to look extra posts like this! 🙂

  3. I think thus is one off tthe most important information for me.
    Annd i am glad reading your article. But wanna remark on few general things,
    The webb site style is perfect, the articles is really great!

  4. Excellent beat ! I wish to apprentice whilst you amend your web site, how can i subscribe for a weblog website?
    The account helped me a appropriate deal. I had been a little bit familiar
    of this your broadcast provided vibrant clear idea

  5. Hello There. I found your blog using google. This iis an extremely well written article.
    I’ll make sure to bookmark it aand return to rewd more of your
    useful information. Thanks for the post. I’ll certainly return.

  6. I have found very interesting your article.It’s pretty worth enough for me.

    In my view, if all website owners and bloggers made gokod content ass you did, the weeb will be
    a lot more useful than ever before.

  7. I got this site from my pal wwho shared with me concerning this website aand now his time I am browsing this website and reading very
    informative articles or reviews at this place.

  8. Really interesting information, I am sure this post has touched
    all internet users, itss really really pleasant pisce of
    writing on building up neww website.

  9. Howdy! I could have sworn I’ve been to this blog before but after breowsing through some of the
    post I realized it’s new to me. Nonetheless, I’m definitely delighted I
    found iit and I’ll be bookmarking and checking
    back frequently!

  10. That is a good tip especially to those fresh to the blogosphere.
    Brief but very accurate information… Many thanks for sharing this one.
    A must read post!

  11. I’m not sure why but this web site is loading incredibly slow
    for me. Is anyone else having this issue or is it a problem
    on my end? I’ll check back later and see if the problem still exists.

  12. Pretty nice post. I just stumbled upon your blog and wished to say that I’ve truly enjoyed browsing your weblog posts. In any case I抣l be subscribing for your rss feed and I’m hoping you write once more soon!

  13. great post, very informative. I wonder why the other experts of this sector don’t understand this. You must continue your writing. I am sure, you have a great readers’ base already!

  14. Hi everyone, it’s my first pay a visit at this website, and post is actually fruitful designed for me,
    keep up posting these types of articles or reviews.

  15. I am grateful for your post. I’d like to comment that the price of car insurance varies from one coverage to another, due to the fact there are so many different facets which contribute to the overall cost. For instance, the make and model of the auto will have a significant bearing on the fee. A reliable older family motor vehicle will have a lower priced premium than the usual flashy fancy car.

  16. I love your blog.. very nice colors & theme. Did you make this website yourself or did you hire someone to do it for you? Plz reply as I’m looking to create my own blog and would like to find out where u got this from. thank you

  17. One thing I’d prefer to say is the fact before buying more personal computer memory, check out the machine in which it will be installed. If the machine is usually running Windows XP, for instance, the particular memory ceiling is 3.25GB. Installing greater than this would merely constitute a new waste. Make sure one’s motherboard can handle an upgrade quantity, as well. Good blog post.

  18. Thanks a lot for your post. I’d like to say that the price of car insurance varies greatly from one scheme to another, due to the fact there are so many different facets which give rise to the overall cost. As an example, the brand name of the car or truck will have a huge bearing on the price. A reliable ancient family vehicle will have a lower priced premium than the usual flashy sports car.

  19. Do you have a spam problem on this site; I also am a blogger, and I was curious about your situation; we have developed some nice methods and we are looking to exchange solutions with others, why not shoot me an email if interested.

  20. Howdy great website! Does running a blog such as this require a large amount of work?
    I’ve no knowledge of computer programming but I had been hoping
    to start my own blog in the near future. Anyways, should you
    have any suggestions or tips for new blog owners please share.

    I know this is off subject however I just wanted to ask. Thanks!

  21. Thanks for the sensible critique. Me & my neighbor were just preparing to do some research on this. We got a grab a book from our local library but I think I learned more from this post. I am very glad to see such magnificent information being shared freely out there.

  22. This is the perfect site for anyone who really wants to find out about this topic. You know so much its almost tough to argue with you (not that I really will need toÖHaHa). You certainly put a brand new spin on a topic that has been written about for decades. Great stuff, just great!

  23. structure where to buy hydroxychloroquine 200 mg withdraw [url=https://hydroxychloroquined.online/ ]hydroxychloroquine 25 mg[/url] lymphedema hydroxychloroquine over the counter drug

  24. Tremendous issues here. I am very happy to see your article.
    Thank you a lot and I’m taking a look ahead to contact you.
    Will you kindly drop me a mail?

  25. I simply could not go away your website prior to suggesting that I actually loved the standard information a person provide to your visitors? Is gonna be back frequently in order to check out new posts.

  26. Just wish to say your article is as astounding. The clearness in your post is simply nice and i could assume you’re an expert on this subject. Fine with your permission allow me to grab your feed to keep up to date with forthcoming post. Thanks a million and please continue the rewarding work.

  27. I just like the valuable information you provide to your articles. I will bookmark your blog and take a look at again here regularly. I’m moderately certain I will be told plenty of new stuff proper right here! Good luck for the following!

  28. I just could not go away your site prior to suggesting that I extremely enjoyed the usual information an individual provide to your guests? Is going to be again frequently to investigate cross-check new posts.

  29. Thank you so much for giving everyone an extraordinarily spectacular opportunity to read from this blog. It’s usually very brilliant plus packed with a great time for me and my office co-workers to visit your blog a minimum of 3 times in 7 days to see the new guidance you have got. And definitely, we’re at all times happy considering the mind-boggling pointers served by you. Some 4 ideas on this page are rather the most beneficial I have had.

  30. Thanks a lot for sharing this with all of us you actually know what you are talking about! Bookmarked. Kindly also visit my web site =). We could have a link exchange arrangement between us!

  31. Great blog right here! Additionally your site loads up fast! What web host are you using? Can I get your associate link in your host? I want my web site loaded up as quickly as yours lol

  32. An additional issue is that video games are normally serious anyway with the most important focus on finding out rather than fun. Although, there is an entertainment factor to keep your young ones engaged, each one game is generally designed to work towards a specific group of skills or area, such as math concepts or scientific disciplines. Thanks for your write-up.

  33. My brother recommended I might like this web site. He was entirely right. This post actually made my day. You cann’t imagine simply how much time I had spent for this information! Thanks!

  34. I visit each day a few sites and blogs to read content, but this blog offers quality based writing. I like the valuable information you provide in your articles. I’ll bookmark your weblog and check again here frequently. I’m quite certain I will learn lots of new stuff right here! Best of luck for the next!

  35. I do not even know how I ended up here, but I thought this post was good. I don’t know who you are but certainly you’re going to a famous blogger if you aren’t already 😉 Cheers!

  36. Howdy! I could have sworn I’ve been to this blog before but after browsing through some of the post I realized it’s new to me. Nonetheless, I’m definitely delighted I found it and I’ll be book-marking and checking back frequently!

  37. I do not even know how I ended up here, but I thought this post was good. I don’t know who you are but certainly you’re going to a famous blogger if you aren’t already 😉 Cheers!

  38. I have been exploring for a bit for any high-quality articles or blog posts on this kind of area . Exploring in Yahoo I at last stumbled upon this website. Reading this info So i am happy to convey that I’ve a very good uncanny feeling I discovered just what I needed. I most certainly will make certain to don抰 forget this website and give it a glance regularly.

  39. I do not even know how I ended up here, but I thought this post was good. I don’t know who you are but certainly you’re going to a famous blogger if you aren’t already 😉 Cheers!

  40. Yet another thing I would like to say is that in place of trying to suit all your online degree training on times that you complete work (since the majority people are worn out when they come home), try to receive most of your sessions on the week-ends and only a couple courses on weekdays, even if it means taking some time off your saturday and sunday. This is really good because on the weekends, you will be a lot more rested as well as concentrated with school work. Thanks alot : ) for the different points I have acquired from your site.

  41. I visit each day a few sites and blogs to read content, but this blog offers quality based writing. I like the valuable information you provide in your articles. I’ll bookmark your weblog and check again here frequently. I’m quite certain I will learn lots of new stuff right here! Best of luck for the next!

  42. Throughout this great pattern of things you’ll get a B- for effort. Where you actually confused us was first on all the details. You know, people say, details make or break the argument.. And that couldn’t be more correct at this point. Having said that, permit me reveal to you precisely what did give good results. The writing is certainly very persuasive and that is possibly the reason why I am making an effort in order to comment. I do not make it a regular habit of doing that. Secondly, despite the fact that I can certainly see a jumps in reasoning you make, I am not convinced of just how you appear to unite the details that produce the actual final result. For the moment I will, no doubt subscribe to your point but trust in the foreseeable future you actually connect your facts better.

  43. I was curious if you ever considered changing the structure of your site? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having one or 2 images. Maybe you could space it out better?

  44. Whats up this is kind of of off topic but I was wondering if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding skills so I wanted to get advice from someone with experience. Any help would be enormously appreciated!

  45. Howdy just wanted to give you a quick heads up. The text in your article seem to be running off the screen in Chrome. I’m not sure if this is a format issue or something to do with internet browser compatibility but I figured I’d post to let you know. The design look great though! Hope you get the issue solved soon. Kudos

  46. Hi! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing months of hard work due to no data backup. Do you have any solutions to stop hackers?

  47. Good day! This is my first visit to your blog! We are a collection of volunteers and starting a new initiative in a community in the same niche. Your blog provided us beneficial information to work on. You have done a extraordinary job!

  48. Simply want to say your article is as amazing. The clarity in your post is simply spectacular and i could assume you’re an expert on this subject. Well with your permission allow me to grab your RSS feed to keep updated with forthcoming post. Thanks a million and please continue the rewarding work.

  49. Wow, amazing weblog format! How lengthy have you been blogging for? you make blogging look easy. The overall glance of your site is magnificent, let alone the content material!

  50. Hey would you mind sharing which blog platform you’re working with? I’m planning to start my own blog soon but I’m having a tough time deciding between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design and style seems different then most blogs and I’m looking for something completely unique. P.S My apologies for getting off-topic but I had to ask!

  51. I’m really enjoying the design and layout of your site. It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a developer to create your theme? Great work!

  52. Does your website have a contact page? I’m having problems locating it but, I’d like to shoot you an e-mail. I’ve got some recommendations for your blog you might be interested in hearing. Either way, great blog and I look forward to seeing it grow over time.

  53. I have been exploring for a little bit for any high-quality articles or blog posts in this sort of house .

    Exploring in Yahoo I finally stumbled upon this web site.
    Reading this info So i’m satisfied to exhibit that I’ve a very good uncanny feeling I came upon exactly what I needed.
    I such a lot undoubtedly will make sure to do not fail to remember this
    web site and give it a look on a continuing basis. https://ivermectinforhumans.forsale/

  54. I’m not sure where you are getting your info, but great topic. I needs to spend some time learning much more or understanding more. Thanks for wonderful information I was looking for this information for my mission.

  55. Hey there just wanted to give you a quick heads up. The words in your content seem to be running off the screen in Opera. I’m not sure if this is a formatting issue or something to do with internet browser compatibility but I thought I’d post to let you know. The layout look great though! Hope you get the issue fixed soon. Cheers

  56. Порно видео груповуха смотреть онлайн Порно Место Дом Порно На сайте содержаться материалы доступные только совершеннолетним. В противном случае немедленно покиньте данный сайт. Все порно видео добавлены посетителями и администрация ответственности не несёт. Русский секс 2018 https://countryconnoisseur.com/community/profile/cindaconley665/ Красивый анальный секс ЖМЖ Украинки наплевали на мужиков и занимаются лесбийским сексом Если у жены большая жопа, ЗОЖ и бурный секс в помощь Если у жены большая жопа, ЗОЖ и бурный секс в помощь

  57. Hi would you mind stating which blog platform you’re working with? I’m going to start my own blog soon but I’m having a difficult time selecting between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I’m looking for something completely unique. P.S My apologies for being off-topic but I had to ask!

  58. My spouse and I stumbled over here different page and thought I may as well check things out. I like what I see so now i am following you. Look forward to looking at your web page repeatedly.

  59. Appreciating the hard work you put into your blog and in depth information you present. It’s great to come across a blog every once in a while that isn’t the same out of date rehashed material. Great read! I’ve bookmarked your site and I’m adding your RSS feeds to my Google account.

  60. I in addition to my friends have already been examining the nice solutions located on your site while all of the sudden developed a terrible suspicion I never thanked the web site owner for those techniques. All of the guys happened to be totally very interested to learn them and have in effect clearly been using them. Thank you for simply being indeed thoughtful as well as for having certain smart subjects millions of individuals are really desperate to be informed on. Our sincere regret for not saying thanks to sooner.

  61. My partner and I absolutely love your blog and find most of your post’s to be exactly what I’m looking for. Do you offer guest writers to write content for yourself? I wouldn’t mind publishing a post or elaborating on a number of the subjects you write regarding here. Again, awesome blog!

  62. What they say may not always be what they mean, so ask questions and let them know that you genuinely care about what they are saying.

  63. Howdy would you mind letting me know which web host you’re using? I’ve loaded your blog in 3 completely different browsers and I must say this blog loads a lot quicker then most. Can you suggest a good web hosting provider at a reasonable price? Thank you, I appreciate it!

  64. Do you mind if I quote a few of your articles as long as I provide credit and sources back to your weblog? My blog is in the exact same area of interest as yours and my visitors would really benefit from some of the information you provide here. Please let me know if this ok with you. Many thanks!

  65. Bring a notebook to the game and write down pertinent information such as how many shots you took, how many times you scored, how many went high and if you seem to always be shooting to one side or the other.

  66. I simply wanted to post a small note to be able to say thanks to you for these wonderful information you are placing at this site. My considerable internet research has at the end of the day been compensated with awesome details to share with my visitors. I ‘d admit that many of us site visitors actually are rather endowed to live in a fabulous website with very many awesome individuals with great guidelines. I feel truly blessed to have come across the website and look forward to so many more pleasurable times reading here. Thanks a lot again for all the details.

  67. Does your website have a contact page? I’m having trouble locating it but, I’d like to send you an e-mail. I’ve got some suggestions for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it improve over time.

  68. What’s Happening i’m new to this, I stumbled upon this I have found It positively helpful and it has helped me out loads. I hope to contribute & help different customers like its aided me. Good job.|

  69. Wow, amazing weblog structure! How long have you been blogging for? you make running a blog look easy. The whole glance of your site is great, let alone the content!

  70. Hi would you mind letting me know which hosting company you’re working with? I’ve loaded your blog in 3 completely different internet browsers and I must say this blog loads a lot quicker then most. Can you suggest a good web hosting provider at a fair price? Thanks a lot, I appreciate it!

  71. You can certainly see your enthusiasm in the work you write. The world hopes for more passionate writers like you who are not afraid to say how they believe. Always go after your heart.

  72. Howdy would you mind sharing which blog platform you’re working with? I’m looking to start my own blog in the near future but I’m having a tough time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design and style seems different then most blogs and I’m looking for something completely unique. P.S Sorry for being off-topic but I had to ask!

  73. Hey there! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My website looks weird when viewing from my apple iphone. I’m trying to find a theme or plugin that might be able to resolve this problem. If you have any recommendations, please share. Cheers!

  74. Hey just wanted to give you a brief heads up and let you know a few of the pictures aren’t loading properly. I’m not sure why but I think its a linking issue. I’ve tried it in two different web browsers and both show the same results.

  75. Thanks for any other excellent article. The place else may anyone get that type of info in such a perfect way of writing? I have a presentation subsequent week, and I’m on the search for such information.

  76. Unquestionably believe that which you said. Your favorite justification appeared to be on the net the simplest thing to be aware of. I say to you, I definitely get irked while people think about worries that they plainly don’t know about. You managed to hit the nail upon the top and defined out the whole thing without having side-effects , people could take a signal. Will probably be back to get more. Thanks

  77. I have been browsing online more than 3 hours lately, but I by no means discovered any interesting article like yours. It is pretty price sufficient for me. In my opinion, if all web owners and bloggers made good content as you did, the net might be much more helpful than ever before.

  78. I have been browsing online more than three hours as of late, yet I by no means found any attention-grabbing article like yours. It’s pretty worth enough for me. In my opinion, if all website owners and bloggers made excellent content material as you did, the net will likely be a lot more helpful than ever before.

  79. magnificent publish, very informative. I’m wondering why the opposite specialists of this sector don’t understand this. You must proceed your writing. I am confident, you have a huge readers’ base already!

  80. Good day! I know this is kinda off topic but I’d figured I’d ask. Would you be interested in trading links or maybe guest authoring a blog post or vice-versa? My site covers a lot of the same subjects as yours and I believe we could greatly benefit from each other. If you are interested feel free to shoot me an e-mail. I look forward to hearing from you! Awesome blog by the way!|

  81. Veгy nice post. I just stumbled ᥙpon your blog and wished tto ѕay tһat
    I’ve truly enjoyerd surfing aropund уour blog
    posts. Аfter aall I’ll be subscribing fⲟr your rss feed and I’m
    hopinng yoս write again ѵery soon!

    My homepɑgе 玩老虎机

  82. My brother recommended I might like this blog. He was entirely right. This post truly made my day. You cann’t imagine simply how much time I had spent for this info! Thanks!|

  83. I like the valuable information you provide in your articles. I’ll bookmark your weblog and check again here frequently. I am quite certain I’ll learn many new stuff right here! Best of luck for the next!

  84. Do you mind if I quote a few of your posts as long as
    I provide credit and sources back to your
    weblog? My blog is in the exact same niche as yours and my users would truly benefit from a lot of the information you present here.
    Please let me know if this ok with you. Appreciate
    it! aid ukraine

  85. I’m really enjoying the design and layout of your site. It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a designer to create your theme? Fantastic work!

Leave a Reply

Your email address will not be published. Required fields are marked *