Unmarried or Married Millennial

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Unmarried or married millennial? Here’s how to buy life insurance at different life stages Buying life insurance should not be an ad-hoc event. Rather one should correctly estimate the insurance need base on one’s goals. Unmarried or Married Millennial then purchase insurance plans. For most millennials, buying life insurance is not on their priority list. However, […]

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Microinsurance Products For All

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General Insurance: InsurTech firms can help build microinsurance products for all While the need for permanent insurance cover (e.g. whole life insurance and health insurance) will always remain. Microinsurance Products For All People will continue to need special-purpose insurance in life. Many have a misconception that microinsurance is only for the poor. Any insurance cover […]

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Common Health Insurance Mistakes

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Most common health insurance mistakes even smart people make Common Health Insurance Mistakes When it comes to buying health insurance plans. Even smart people make several mistakes that result in the cancellation of claims or heavy medical expenses. The devastation cause by Covid-19 pandemic since last year has led to growing awareness. Demand for health insurance […]

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Insure Against Borne Diseases

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Health Insurance: Insure against vector-borne diseases A disease specific cover like vector-Insure Against Borne Diseases policy can be helpful. If you don’t have a comprehensive cover with an adequate sum insured. During the monsoon it is important to take stock The health risks you face from various vector-borne diseases which are very common across the country. […]

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Want Coverage For Consumables

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Want coverage for consumables? Add riders to your health insurance plan Prior to COVID-19,Want Coverage For Consumables use to take up around 3%-5% of the hospital bills. However since the outbreak of the pandemic. The share of consumable in hospital bills has increased to a massive 25%-30%. In the last 15-16 months Treatment at private hospitals […]

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Private Players See Strong

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Life Insurance: Private players see strong premium growth in Q1 Individual sum assured for Private Players See Strong decline 14% y-o-y in Q1FY22. Likely due to pickup in ULIPS and lower term business. Life insurance report strong (26-47%) growth in individual annual premium equivalent (APE) during Q1FY22 (on a low base of 1QFY21). Barring SBI Life […]

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Long-Term Goals

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What role do guaranteed insurance plans play in meeting long-term goals? Long-Term Goals Even in a low interest rate scenario. Life insurance products offer benefits that no other financial product does including life cover. Additional riders, guaranteed returns, safety net, and tax benefits. Life insurance products are mean to provide protection. They are primarily mean to […]

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Check Premiums For 20 Policies

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Buying a Rs 5 lakh health insurance plan? Check premiums for 20 policies Check Premiums For 20 Policies Before buying an independent medical policy. Ensure you compare your options carefully to find a plan that best meets your requirements. You’ll be well-advise to have an individual Having adequate health insurance protection in place should be on […]

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Study Reveals Reduction In Mortality

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Star Health Study reveals reduction in mortality, ICU stay & treatment cost among vaccinate patients The cohort study Reveals Reduction In Mortality that the average cost of hospitalization of the unvaccinated group was Rs.2.77 lakh. While the vaccinated group record an average cost of Rs.2.1 lakh. A study on the impact of vaccination among Covid-19 […]

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Insurance Most Common Exclusions

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Buying health insurance? Here are the most common exclusions you should know Health Insurance Exclusions: A health insurance Most Common Exclusions claim would be admit only if all the 3 conditions are fulfill. Such as doctor’s advice of hospitalization, standard protocol for treatment.  An active line of treatment administer.   A large number of covid19 relate claims […]

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